Free acquisition-financing tools

Model the deal before you chase it.

Use focused calculators to understand the loan, cash requirement, debt coverage, and first-pass qualification signals behind an SBA-financed business acquisition.

Start here

Business Acquisition Loan Calculator

Calculate payment, annual debt service, DSCR, cash to close, and post-debt cash flow.

Model the acquisition
Cash planning

SBA Loan Down Payment Calculator

Separate the buyer down payment from fees, working capital, reserves, and total cash needed.

Calculate cash needed
Deal coverage

SBA DSCR Calculator

Test a proposed loan and reverse-solve the maximum debt and purchase price supported by cash flow.

Calculate DSCR
Buyer + deal

SBA Loan Qualification Calculator

See the strongest first-pass buyer and deal signals, important gaps, and next steps.

Check first-pass fit

How to use the tools

Start broad, then pressure-test the weak point.

Begin with the acquisition loan calculator. Use the down payment and DSCR tools to investigate cash or coverage, then finish with the qualification calculator to view the buyer and deal together.